Info on credit repair, credit scores, and personal finance.
When you add an authorized user to your credit card, this decision can have several implications for your credit score. An authorized user is someone you have allowed to make purchases with your c...
Personal Information Accuracy: Start your review by checking all personal information. This includes your name, address, Social Security number, and employment details. Any inaccuracies cou...
Understanding When Your Credit Report Can Legally Be Used
The section titled Permissible purposes of consumer reports 15 USC § 1681b of the Fair Credit Reporting Act (FCRA) lays ou...
Understanding What Consumer Reports Can and Can't Include
The Fair Credit Reporting Act (FCRA), specifically under 15 USC § 1681c, sets strict guidelines about the types of...
Protecting Your Credit: Guarding Against Identity Theft and Supporting Military Service Members
Section 1681c-1 of the Fair Credit Reporting Act is all about offering specific protections...
Understanding Your Rights: Blocking Fraudulent Information on Your Credit Report (Fair Credit Reporting Act, 15 U.S.C. § 1681c-2)
If someone steals your identity and uses it to commit fra...
Understanding Protections for Trafficking Victims in Credit Reporting (15 USC § 1681c-3)
Overview:
The section of the Fair Credit Reporting Act (FCRA) we’re looking at is...
Understanding Your Rights: When Companies Share Investigative Reports About You
If a company decides to dig a little deeper into your background, maybe because you've applied for a job or...
Understanding the Rules for Credit Reporting - A Guide to 15 USC § 1681e "Compliance procedures"
The part of the Fair Credit Reporting Act (FCRA) we are looking at here – "Compliance proc...
Understanding the Rules on Sharing Credit Information with Government Agencies
The Fair Credit Reporting Act (FCRA) contains a section specifically about when and how credit reporting age...
Understanding Your Right to Access Your Credit Info: A Breakdown of the Fair Credit Reporting Act, Section 1681g
Under the Fair Credit Reporting Act's Section 1681g, if you've ever wonder...
Understanding When and How Your Credit Report Information Can Be Shared with You
The Fair Credit Reporting Act (FCRA) is a piece of legislation that outlines how information regarding you...
When reviewing your credit report, if you find something that doesn't seem right, such as an account you never opened or a p...
Subtitle: Understanding Fees for Specific Credit Information Revealed Under the Fair Credit Reporting Act
The Fair Credit Reporting Act (FCRA) is a law that ensures the accuracy, fairness...
When you're applying for a job, employers might want to know more about you than what's on your resume. U...
Understanding Limits on In-Depth Background Checks
The Fair Credit Reporting Act (FCRA) specifically addresses certain types of detailed background reports called "investigative consumer...
Understanding the Responsibilities of Companies Using Credit Reports
When businesses or individuals want to check your credit report for reasons like evaluating you for a loan, employment...
Understanding Penalties for Intentional Violations in the Fair Credit Reporting Act
Under the Fair Credit Reporting Act (FCRA), specifically in section 1681n, there are rules about what s...
Fair Credit Reporting Act Explained: What Happens If a Company is Careless with Your Credit Information
The Fair Credit Reporting Act (FCRA) is a law that helps protect your credit inform...
The section of the Fair Credit Reporting Act (FCRA) referred to as 15 USC § 1681p, essentially sets the r...
Explanation of the Fair Credit Reporting Act: Obtaining Information Under False Pretenses (15 USC § 1681q)
The section of the Fair Credit Reporting Act (FCRA) known as 15 USC § 1681q make...
The Fair Credit Reporting Act (FCRA) is a federal law that helps protect the privacy and integrity of...
Who Keeps an Eye on Credit Reporting? Understanding the Rules and Who Enforces Them
When we talk about the Fair Credit Reporting Act (FCRA), it’s like the rulebook for how credit i...
A Plain-Language Guide to Overdue Child Support Details in Credit Reports
The section of the Fair Credit Reporting Act (FCRA), specifically '15 USC § 1681s-1', focuses on how overdue chil...
Understanding the Duties of Those Who Supply Credit Information
The section titled "Responsibilities of furnishers of information to consumer reporting agencies" under 15 US Code section...
Understanding Affiliate Sharing Under the Fair Credit Reporting Act (15 USC § 1681s-3)
When you're dealing with financial matters, you may hear about something called 'affiliate sharing.'...
Understanding How the Fair Credit Reporting Act Interacts with State Laws
The section 'Relation to State laws' under the United States Code, specifically 15 USC § 1681t, addresses how the...
Understanding the Fair Credit Reporting Act: How Your Credit Information Can Be Shared with the FBI for National Security
Under the portion of the Fair Credit Reporting Act labeled 'Discl...
Understanding Credit Report Sharing with Government Agencies for Fighting Terrorism
The 'Disclosures to governmental agencies for counterterrorism purposes' section under the Fair Credit...
How to Properly Get Rid of Your Credit Information - Understanding the Fair Credit Reporting Act Section 1681w
Section 1681w of the Fair Credit Reporting Act (FCRA) is all about the prope...
Zaptd.com