Driving with a cracked windshield is not only dangerous, it can also be quite costly. The expenses associated with repairing or replacing a cracked windshield can quickly add up, especially if you don't have comprehensive auto insurance coverage. In addition, there are often unseen costs that many drivers overlook.
The Cost of Repair and Replacement
The cost of repairing or replacing a cracked windshield depends on several factors, including the size and location of the crack, the make and model of your vehicle, and whether you choose to use aftermarket or OEM (original equipment manufacturer) glass.
For small cracks or chips, a repair might be possible. This typically costs between $30 and $60. However, if the crack is larger than a dollar bill or is in the driver's line of sight, a replacement will likely be necessary. This can cost anywhere from $200 to $1,000 or more.
Insurance Implications
Many drivers assume that their auto insurance will cover the cost of windshield repairs or replacements. However, this isn't always the case. If you only have liability coverage, your insurance won't cover any damages to your own vehicle.
If you have comprehensive coverage, your insurance may cover the cost of a windshield repair or replacement. However, you'll still need to pay your deductible first. If your deductible is higher than the cost of the repair or replacement, you'll end up paying out-of-pocket anyway.
The Unseen Costs
Beyond the immediate costs of repair or replacement and any insurance deductibles, there are other potential expenses associated with a cracked windshield. For example, driving with a cracked windshield could result in a traffic ticket in some jurisdictions. Plus, if the crack impairs your vision and leads to an accident, you could face even higher costs.
Alternatives to Small Cracks
If you have a small crack or chip in your windshield, one cost-effective alternative is to use a windshield repair kit. These kits typically include a special resin that fills in the crack or chip, along with tools to apply the resin and cure it with UV light. The cost of these kits can range from $10 to $20, making them a much more affordable option than professional repair or replacement.
However, it's important to note that these kits are only suitable for small cracks and chips. If the damage is too large or is in the driver's line of sight, professional repair or replacement will be necessary.
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In conclusion, while a cracked windshield can be costly, understanding the potential expenses can help you make informed decisions about repair and replacement options. Always remember that driving safely should be your top priority, even if it means spending a little extra on repairs.
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